Behavior Gap

1st Meeting: Are We a Fit?

The goal of our first meeting is to have a conversation. We get to know each other and determine if there is a good fit. We learn about you and your personal situation and discuss your concerns and your goals for the future. We share information about our team, review the tenets of our investment philosophy and answer any of your questions.  

Gather Data

2nd Meeting: Gather Data

Next, we work together to start organizing your financial life. We talk about what matters to you and understand what we can control. Then, we identify what we need to focus on.

This process allows us to help create a customized wealth plan for your future.

Portfolio Design

3rd Meeting: Building Your Plan

Next, we present our recommendations.  Our professional advice is always delivered in an easy-to-understand, straight-forward manner.

Combining Wells Fargo Advisors’ Envision® planning technology with our investment philosophy, we provide you with a framework to help organize your financial life. Your Envision plan documents your goals and monitors your progress toward reaching them.
Target Zone

Ongoing Meetings: Monitoring your progress

Planning is an ongoing process. We meet with you to review and adjust your plan, so it stays up to date and in sync with your changing life. 

If your goals or financial circumstances change, it’s easy to update your Envision plan and measure the impact on reaching your goals. By tracking your ongoing investment results against your Envision “Target Zone,” you should always be able to easily answer the question, “How am I doing?”




IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. ©2003-2020 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

Learn how we can help make your complex financial life easy.

Please email us if you’d like to talk.