Services for Institutions

From an institutional standpoint, we are offer our comprehensive services in myriad areas, including foundations and endowments, corporate cash management via both short- and long-term funds, defined contribution and retirement plans, defined benefit plans, and asset liability management – to name a few.

Investment Management

We provide holistic, customized investment management solutions utilizing a strategy allocation approach. Because it impacts all of our clients, investment management is central to our business and the financial lives of many who don’t even know us. It's here that we establish our core investment principles, which are then utilized by both our wealth management and financial management groups. As investment management solutions are core to most institutional relationships, this group heads our institutional consulting practice, which currently advises over $1 billion in institutional assets.

Organizational Management

The various components of organizational financial management may include cash flow modeling, policy implementation, investment management, and much more. The need for a predictable cash flow, and your desire to leave a legacy, often coincide with one another, and we seek to provide you with the flexibility needed to adjust your plan and financially support your desired pre- and post-retirement lifestyle. Furthermore, we understand many lives are impacted by a successful investment strategy, and therefore, we spare no expense in pursuit of this goal – including a major focus on helping to reduce costs to our clients.

Non-Profit Organizations

The Monument Group of Wells Fargo Advisors is dedicated to helping non-profit organizations fulfill their mission by supporting the unique needs of charitable institutions. Our advisors work with the full spectrum of non-profit organizations including educational, environmental, and scientific organizations; health and human service providers, including children's organizations; cultural and artistic institutions; and family foundations.

Corporate Cash Management

In business, cash management is an integral component of a company's financial stability. We have a comprehensive understanding of the varied cash management solutions for businesses seeking to obtain the best return on cash assets and/or the most efficient use of cash. You need to meet payment obligations, plan for future payments, and maintain adequate business stability – and we can help.

Asset Liability Management

Our advisors have the depth of knowledge and experience to help you manage both sides of the balance sheet. This can include your company's assets (stocks, bonds, etc.) and its liabilities (loans, lines of credit, etc.) as well. When you have a full understanding of the entire financial picture, we become more fully positioned to help you achieve your goals and plan for the future.

Defined Contribution Plans

These types of plans – such as 401(k) and 403(b) plans – offer plan sponsors unique challenges and responsibilities related to the plans' design and the knowledge of the participant(s). A plan sponsor's primary responsibility is to employ a prudent approach when offering these employee benefits to your organization. Our services are tailored to provide you with the experience, documentation, and comprehensive approach your company requires.

Defined Benefits Plans

As a business owner, you are eligible to establish this type of plan for your employees. The key advantage to a defined benefits plan is that the contributions can be significantly higher, although minimum funding and other requirements may apply. There is some consideration that goes into determining the contributions – including each employee's age and planned retirement age – which we can help you and your company navigate.